I repeatedly voted for ObamaCare or “Affordable” Health Care Act or whatever you call it. Having no real idea what the law said/meant. I thought free health care for everyone was an excellent idea. I was under the impression everyone who had health insurance would get more from it–no co-pays, no discrimination. All the women groups and gay groups said how awesome it would be. I thought either government or employers had to cover every person–and (this sounds so silly now) I thought it would be at no charge to individuals (me). I was thinking of Canada’s Health System.
I should have researched:
-Firstly, I had/have no idea about the ins and outs of the law
-I don’t understand insurance jargon such as “deducatable.” Am I extraordinarily stupid–or does anyone?
-I don’t know where to look to find easy to read, non-politically motivated, actual info–that pertains to my situation.
-I don’t want to have to spend a disproportionate amount of time researching and signing up for insurance–or a lot of money.
My Situation:
-I work part-time and no longer qualify for health insurance through my ‘under 50 employees small business’ job.
-I go to school part-time so I do not qualify for a student insurance plan.
-I make too much money (how is this even possible?!) for Medicaid.
-I applied for the Medicaid-rejects, state-run (so called cheaper-option) insurance and it would be $128/mo! For catastrophic-only.
-The insurance companies in my area offer $100/mo min policies for me. For just catastophic.
I guess I am Also “Willfully Uninsured”:
-I have no pre-exsisting conditions
-I have no chronic (or other) health concerns/conditions.
-I never go to the doctor–unless I’m injured AT work real bad, dentist, or glasses (neither EVER covered).
-I have in fact, gone to the emergency room once (at 22 y.o.) and of course couldn’t afford the bill–but I paid it back in full. By myself. Slowly. Because I am a responsible citizen–so I in no way expect society to cover any accident I may have.
Questions:
-What is the absolute cheapest insurance I can get?
-Which company offers the max insurance benefits to cheapest rate ratio?
-When I do pay a (high by my standards) monthly insurance fee, and don’t end up having any accident or health concern–where does that money go???
-How much is the tax for NOT having insurance?
-When do they start charging tax for being non-insured?
Related articles
- Rising Health Care and Poverty (cheapbestessaywriting.wordpress.com)
- A simple list to keep you on top of the current healthcare battle: A Very Quick Guide To Health Insurance Exchanges – Kaiser Health News (policyabcs.wordpress.com)
Reblogged this on The Blog I Write Stuff In and commented:
some good questions.